Evans Realty Blog
Evans Realty was established in 1985 and servicing the Treasure Valley for the past 36 years.
Basement Organization: Installing Shelves, Bins and Racks

https://www.doityourself.com/stry/basement-organization-installing-shelves-bins-and-racks

 

Basement Organization: Installing Shelves, Bins and Racks

basement house clutter garage storage
  • 4-10 hours 
  • Beginner 
  • 0-500
 

Organization is simple using shelves, bins, and racks. Basements are typically constructed with concrete floors and walls. Install your organization system using drop-in concrete anchors and create a sturdy storage structure. Drop-in anchors are suitable for light to heavy load applications and they are easy to install.

Step 1 - Shelves, Bins or Racks?

Begin your installation by assessing your needs for basement storage. First, create a list of all the things you would like to store. Add room for expansion. Then organize your list into storage groups and visualize how best each group can fit into shelves, bins or racks. Save your list as an inventory.

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Shelving is most suitable if you need the flexibility to change your plan or store different size objects and containers. Shelving installed using a standard shelf and bracket system offers layout flexibility as shelving can be easily added, deleted, and moved around by simply moving the brackets to different slots on the shelf standards. Shelving will support light to medium weight objects and books.

Bins are nice if you have lots of the small objects that you don’t mind mixing together. Bins are ideal for storing loose objects that otherwise would be difficult to contain. Bins can also protect your storage from dust, humidity, and rodents in your basement.

Racks are great for large or heavy objects that are self contained. Well marked, heavy duty cartons or crates work best on racking systems. You can assemble sturdy basement racking systems using low cost, basic hardware supplies.

Step 2 - Lay Out

blue storage tote

Draw or use masking tape to lay out the organization system on your concrete floor and wall. Protect yourself by planning ample room to bend your knees, using appropriate lifting techniques, to load and unload your basement organization system. Planning enough room for two people to handle large loads will save your back in the long run.

Step 3 - Basement Organization System Installation

Basement organization systems must be anchored securely to your basement to prevent collapse. This is especially important in seismic areas vulnerable to earthquakes. Most pre-manufactured basement organization structures incorporate a means for attachment into their design. Drop-in concrete anchors are ideal devices to secure your basement organization structure.

What is a Drop-In Anchor?

assortment of wall anchors

Drop-in anchors are available at local building supply stores. They are cylinder shaped, zinc or stainless plated devices intended for use as concrete anchors. When installed correctly, they leave behind a sturdy, standard, female thread flush with the surface of the concrete. Simply bolt your organization system into the drop-in anchor. Drop-in anchors are suitable for floors, walls, and ceilings.

Verify that the load capacity of the drop-in anchor will handle your structure when fully loaded. Increase the number of anchors or increase the size of the anchor if needed. Also consider upgrading your basement lighting to accommodate your organization system.

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How to Install a Water Filter Under the Sink

 

 

How to Install a Water Filter Under the Sink

Ask This Old House plumbing and heating expert Richard Trethewey travels to Los Angeles to update a water filter to preserve the look of a retro faucet

Steps:

 

  1. Start by shutting off the cold water line underneath the kitchen sink. The cold should always be to the right.
  2. Open the faucet to release any cold water that’s in the line upstream of the shutoff valve.
  3. Place a small bucket or tray underneath the cold water line underneath the sink to catch any extra water that might fall out. Then, break the water connection using a wrench.
  4. Connect the adapter that comes with the kit to the hose.
  5. Push the black tubing that also comes with the kit into the adapter on one end and the filter on the other. The back of the filter has images that indicate which pipe should receive which tube.
  6. Connect the second adapter to the water shutoff valve. Push the black tubing that came from the filter to the shutoff.
  7. Turn the water back on.
  8. Run the sink for 5- to 10-minute increments, according to the instructions that come with the ki,t to activate the carbon and fully filter the water.

Resources:
Richard installed the Advanced Water Filtration System, which is manufactured by Kube. It comes with a kit of adapters and connectors so that it’s easy to connect it with whatever pipes you have underneath your sink. The only other tool required for installation is a wrench, which can be found at any home center.

The retro faucet the homeowner had in her kitchen is called the Dishmaster M76 Imperial Four, which can still be found on the manufacturer’s website and on some third-party sites.

 
 

  

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low rates over the last twelve months. However, there’s no guarantee rates will remain this low much longer.

Whenever we try to forecast mortgage rates, we should consider the advice of Mark Fleming, Chief Economist at First American:

“You know, the fallacy of economic forecasting is don’t ever try and forecast interest rates and/or, more specifically, if you’re a real estate economist mortgage rates, because you will always invariably be wrong.”

Many things impact mortgage rates. The economy, inflation, and Fed policy, just to name a few. That makes forecasting rates difficult. However, there’s one metric that has held up over the last fifty years – the relationship between mortgage rates and the 10-year treasury rate. Here’s a graph detailing this relationship since Freddie Mac started keeping mortgage rate records in 1972:The Reason Mortgage Rates Are Projected to Increase and What It Means for You | Keeping Current MattersThere’s no denying the close relationship between the two. Over the last five decades, there’s been an average 1.7-point spread between these two rates. It’s this long-term relationship that has some forecasters projecting an increase in mortgage rates as we move throughout the year. This is based on the recent surge in the 10-year treasury rate shown here:The Reason Mortgage Rates Are Projected to Increase and What It Means for You | Keeping Current MattersThe spread between the two is now 1.53, indicating mortgage rates could rise. Actually, a bump-up in rate has already begun. As Joel Kan, Associate VP of Economic Forecasting for the Mortgage Bankers Association, reveals:

“Expectations of faster economic growth and inflation continue to push Treasury yields & mortgage rates higher. Since hitting a survey low in December, the 30-year fixed rate has slowly risen, & last week climbed to its highest level since Nov 2020.”

How high might they go in 2021?

No one knows for sure. Sam Khater, Chief Economist for Freddie Mac, recently suggested:

“While there are multiple temporary factors driving up rates, the underlying economic fundamentals point to rates remaining in the low 3% range for the year.”

What does this mean for you?

Whether you’re a first-time buyer or you’ve purchased a home before, even an increase of half a point in mortgage rate (2.81 to 3.31%) makes a big difference. On a $300,000 mortgage, that difference (including principal and interest) is $82 a month, $984 a year, or a total of $29,520 over the life of the home loan.

Bottom Line

Based on the 50-year symbiotic relationship between treasury rates and mortgage rates, it appears mortgage rates could be headed up this year. It may make sense to buy now rather than wait.

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